Commercial Drone Insurance
Protect your aircraft, equipment, and commercial operations.
Specialist insurance for South African drone operators, with cover options for physical damage, theft, and third-party liability.
Cover designed with South African commercial RPAS operations in mind.
Why commercial drone operators need specialist insurance
A commercial drone operation faces risks that ordinary business insurance may not cover. A crash, equipment theft, damaged payload, or third-party claim can interrupt a project and create a significant financial loss.
South African commercial RPAS operations are regulated under Part 101. SimplyCovered helps operators arrange suitable insurance for their aircraft, payloads, and liability exposures. Insurance supports your risk-management programme, but it does not replace the licences, approvals, operating procedures, or permissions required for a lawful flight.
Drone Coverage Options
Aircraft & Equipment
Cover options for accidental loss or damage to insured drones, cameras, sensors, and ground-control equipment.
- In-flight and ground risks
- Transit and storage options
Third-Party Liability
Protection against covered claims alleging that your drone operation caused bodily injury or damage to third-party property.
- Flexible liability limits
- Defence costs where covered
Cyber & Data
Optional protection for selected cyber, privacy, and data exposures connected to your drone operations.
- Data recovery options
- Privacy liability options
Why SimplyCovered for Drones?
Practical support for a highly specialised risk.
Efficient Quotes
Request cover for one aircraft or an entire commercial fleet.
Regulation-Aware
Cover structured with the needs of South African RPAS operators in mind.
Claims Support
Get help navigating claims involving specialist drone equipment.
Multiple Industries
Solutions for film, agriculture, surveying, mining, security, and more.
Frequently Asked Questions
Is insurance mandatory for commercial drones?
Commercial and other non-private RPAS operations in South Africa are regulated under Part 101 and require the relevant SACAA approvals. Third-party liability insurance may also be required by operating approvals, clients, or contracts. Confirm your specific regulatory obligations with SACAA and ask us to help arrange an appropriate liability limit.
Does it cover pilot error?
Hull cover may include accidental damage resulting from pilot error, subject to the policy wording, exclusions, pilot qualifications, approved operations, and compliance with applicable regulations. We will help you compare the terms before you choose cover.